![]() ![]() ![]() ![]() Less likely to fall behind on their financial commitments.Studies also show that Canadians who budget are: This way, you can identify expenses you may be able to cut back on in order to put more money toward paying down debt or building up savings. Of course, it’s also important to track your expenses so you know where you’re spending your income, too. The Importance of Budgeting and Expense TrackingĪ monthly budget planner provides a clear picture of what you have to spend based on your income. But first, a bit about the importance of budgeting and expense tracking, and how our new tool works. You can download it today for free by clicking on the link below. If that includes you it’s time to become a budget master! But don’t worry, we don’t expect you to do it all on your own-we’ve created a new and improved Budget Planner + Expense Tracker to help you out. Unfortunately, studies show that only about half of all Canadians (49%) have a budget. Personal money management expert Dave Ramsey once said, “A budget is telling your money where to go instead of wondering where it went.” We couldn’t agree more! Creating and maintaining a budget is one of the best ways for you to begin managing your money, recover from debt, or stay out of it in the first place. ![]()
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